Financial Advisor / CFP Ke Liye GST & Tax Summary
GST Applicable?
✅ Yes — 18%
Financial advisory services 18% GST.
Income Tax
44ADA eligible. SEBI RIA registration if providing investment advice.
Mandatory Compliance
✅ GST monthly
✅ SEBI registration (if RIA)
✅ AMFI ARN (if MF distributor)
✅ Income Tax ITR
GST Guide for Financial Advisor / CFP
📋 GST Rate: 18% | Threshold: ₹20L (services)
GST registration mandatory ho jaata hai jab Financial Advisor / CFP ka annual turnover ₹20 lakh cross kare. Financial advisory services 18% GST.
- Monthly GSTR-3B filing (20th of following month)
- GSTR-1 outward supply details (11th of month)
- Annual GSTR-9 (December 31)
Income Tax for Financial Advisor / CFP
44ADA eligible. SEBI RIA registration if providing investment advice.
💡 Section 44ADA Benefit: Financial Advisor / CFP Section 44ADA ke under eligible professional hai. Matlab: gross receipts ka sirf 50% taxable income mana jaata hai — remaining 50% automatically deemed expenses.
CA Services for Financial Advisor / CFP
Other Professions Guide
👨⚕️ Doctors & Medical Professionals
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⚖️ Lawyer / Advocate
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📚 CA/CS/CMA Student Articleship
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🧘 Yoga Instructor
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🏃 Physiotherapist
🎥 Event Videographer
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🛡️ Insurance Agent (LIC/Private)
🏠 Real Estate Agent (Individual)
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